The Bank War Beneath Your Wallet: How Chase, Amex, and Citi Are Weaponizing Transfers in 2026
Chase, Amex, Citi aren’t just giving points... they’re waging a war for partner access. Miss the 40% Virgin bonus or other live transfer windows, and your SMB loses thousands. Timing, strategy, and pre-positioning now beat raw spend every time. Points aren’t perks - they’re profit.