Strategy Saturday
So many travelers think all points are equal. They are wrong. This August your Amex, Chase, Citi, CapOne, and BILT points donât just earn differently - they play differently. Some unlock first class, others trap you in coach. The flex game isnât fair. But it is winnable (if you know where to look)
Strategy Saturday
Citi ThankYou points have quietly become one of the most powerful travel currencies of 2025. From 15k roundtrip redemptions to Hawaii to 110k ANA First Class to Japan - the right strategy unlocks outsized value. Our guide shows you how to earn smarter, transfer sharper, and redeem like a pro.
Strategy Saturday
BILT isnât just for rent anymore. In 2025, itâs becoming a full-blown lifestyle engine - rewarding mortgages, HOA dues, even your gym. With 1.25Ă earning on housing and insane transfer promos, smart users are stacking 100k+ points fast. The gameâs changing - are you ready to play it right?
Strategy Saturday
The travel rewards program has matured into the most practical, consistent, and powerful ecosystems in the credit card landscape. While it doesnât offer the aspirational hotel partners of Chase or the luxury polish of Amex, it makes up for that with broad flexibility, fast earning, and low friction.
Strategy Saturday
Chaseâs 2025 ecosystem dazzles with 8Ă travel rewards and $2,700+ in creditsâbut leans too hard into couponization. Monthly activations, split credits, and platform-specific perks demand high maintenance. It's powerful for pros, but casual users may drown in hoops before seeing real value.
Strategy Saturday
July 2025 just shattered two of Amexâs most valuable redemption plays. Emirates transfers are devaluing by 20%, and the secret Hawaiian â Alaska points bridge is gone for good. If youâre relying on MR for premium cabins or cheap domestic flights, itâs time to pivotâfast.
Strategy Saturday
Your company might be sitting on $100K+ in hidden travel valueâand not even know it. Points arenât perksâtheyâre untapped capital. The smartest enterprises are turning loyalty into ROI, retention, and reward. If your CFO isnât tracking points, youâre leaving strategy on the table.
Strategy Saturday
Cruises bundle lodging, dining, and entertainmentâmaking them one of the highest-value ways to use points. With strategic spending, you can earn 200K+ points annuallyâenough to book luxury cruises worth thousands, plus upgrades and perks, all without increasing your budget.
Strategy Saturday
Your accountant wonât flag it. Your CFO wonât track it. Your team wonât notice it. But your competitors? Theyâre using it. Loyalty assets are realâeven if they donât show up on the P&L. Ignore them, and youâre funding someone elseâs growth with your own spend.
Strategy Saturday
Every year, small and mid-sized businesses (SMBs) quietly lose massive value by failing to manage their credit card points and travel rewards with intention. Not because theyâre carelessâbecause theyâre busy.
Strategy Saturday
Everyone enters the world of points and miles differently. Some dive in headfirst, spreadsheet in hand. Others stumble upon a free flight and never look back. But no matter how you start, you eventually fall into a rhythmâa style, a personality, a persona.