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Ohad Sternberg

Why Your Accountant Hates Your Points Strategy (And How to Make Them Your Biggest Fan)

Why Your Accountant Hates Your Points Strategy (And How to Make Them Your Biggest Fan)

Your accountant rolls their eyes every time you mention “points.” They’re imagining Excel chaos and IRS headaches - but here’s the truth: a smart points strategy is basically a free CFO-approved bonus if you know how to play it. Here’s how to make your accountant cheer 🧮+🎉+💼+✈️=💰

What happens to your points when you die (and how not to let Uncle Frank rob your last Marriott free night)

What happens to your points when you die (and how not to let Uncle Frank rob your last Marriott free night)

You can stockpile miles like a dragon, but when you check out, the airlines don’t care. Some programs let heirs scoop the stash with a death certificate, others vaporize every point the second you’re gone. Here’s the darkly-funny fine-print of what really happens to your points when you die.

Weekend Edition / Dear Ohad...

Weekend Edition / Dear Ohad...

HawaiianMiles merges, Citi bonus points are back, Southwest slashes earnings, Lufthansa dangles carbon offsets, Hyatt rebates vanish fast, and a 100k credit card bonus lands. Here’s what to act on now before points devalue or disappear.

Saturday Surge: The 48-Hour Window for Sneaky Award Space

Strategy Saturday

Saturday Surge: The 48-Hour Window for Sneaky Award Space

📆: Airlines quietly dump unsold premium seats late Friday, opening a 48-hour award bonanza. Strike Saturday or lose to Monday’s business rush - keep points liquid, move fast, and lock lie-flat seats for a fraction of the cash fare before the dynamic pricing tide snaps shut.

The "Game" of Credit Card Points and the Rules You Have to Play By

The "Game" of Credit Card Points and the Rules You Have to Play By

Banks bet you’ll blink first. One late swipe, one fat balance, and the interest eats every mile. Keep the clock, keep the cash, keep the game tight - or watch your “free” flight turn into their profit center.

The Q4-2025 Reality Check: Are Your Points Quietly Shrinking?

The Q4-2025 Reality Check: Are Your Points Quietly Shrinking?

Your points aren’t what they used to be. As we enter Q4-2025, most airline miles are stuck in the 1.2–1.4¢ range, while transferable bank currencies and Hyatt redemptions remain the real winners. The game has shifted: flexibility beats loyalty, and timing turns points into power.

The Hidden Yield of Government Payments: Turning Quarterly Taxes Into Qatar Q-Suites

The Hidden Yield of Government Payments: Turning Quarterly Taxes Into Qatar Q-Suites

Turning a six-figure IRS payment into a lie-flat seat and champagne at 35,000 feet. Use IRS-approved credit-card processors, earn 2X transferable points, and outpace the 1.85% fee. Your quarterly tax bill can buy Qatar Airways Q-Suite tickets worth thousands - no gimmicks, just smart optimization.

Those could have been some very expensive fireworks

Those could have been some very expensive fireworks

New Year's Eve Fireworks over Hong Kong Island: How a Small Business Turned $42,769 of Everyday Spend into $27,618 of Qatar Business Class

From 1.5% Cash Back to a 37.64% Return / Or: How Every Dollar Became a Lever

From 1.5% Cash Back to a 37.64% Return / Or: How Every Dollar Became a Lever

Most business owners think they’re maximizing rewards with a cash-back card • They aren’t • Here’s a concrete example of how simple strategic moves can multiply your return without increasing spend

Weekend Edition / Dear Ohad...

Weekend Edition / Dear Ohad...

SkyMiles spike • AA Asia awards next • Chase drops 100k Ink. United has hidden PQP hacks • Turkish & Hyatt flash sales now • Move fast or miss the weekend’s best points plays • All you need to know in this weekend edition 👇🏻

The Platinum Power Play: How to Turn Amex’s 2025 Refresh Into Real Return-on-Spend

Strategy Saturday

The Platinum Power Play: How to Turn Amex’s 2025 Refresh Into Real Return-on-Spend

American Express just pulled off the biggest Platinum shake-up since Centurion went metal. Both the personal Platinum and the Business Platinum have been rebuilt for 2025 - and the new structure is tailor-made for people who treat points like an asset class, not a side hobby.

When Banks Go Wild: Why 100k Signup Bonuses Are Back + How to Grab Them Before They Vanish

When Banks Go Wild: Why 100k Signup Bonuses Are Back + How to Grab Them Before They Vanish

Banks are throwing 100k-plus points at anyone who can swipe fast enough - because lifetime value math says they’ll still win. Travel’s booming, competition’s cutthroat, and the window’s short. If you’ve got the spend, this is your moment to grab a six-figure haul before the issuers slam it shut.