American Express 💳 Gave You a Hammer 🔨 Here's How to Build a Mansion 🏰
If you're spending heavily on a premium credit card like the American Express Business Platinum or Gold, you’re holding a serious asset.
Ohad Sternberg
3 Trips I Booked for Strangers Last Week (and Why I’d Do It Again)
Every week, I help people trade points for bucket-list travel—sometimes friends, sometimes clients, and sometimes total strangers. Why? Because watching someone go from “I didn’t think this was possible” to boarding a lie-flat flight is the best dopamine hit in the world.
The 5 Dumbest Ways to Use Your Points (And What to Do Instead)
You earned the points. You played the game. You did the swipe, got the bonus, chased the category. So why are you cashing them in like they’re pennies?
How to Supercharge Your Navan Experience: Add UpNonStop on Top and Unlock Triple Perks
Unlock triple travel perks by layering UpNonStop on top of Navan. Keep Navan’s booking and compliance, but add powerful points optimization, smarter redemptions, and award travel booking. Don’t just manage travel—leverage it.
Singapore Airlines Award Travel: The Good, The Bad, The Ugly, and The Unknown
If you’re a U.S.-based SMB owner trying to stretch every travel dollar without sacrificing luxury, Singapore Airlines offers world-class service—but redeeming miles can be a minefield of sweet spots, blackout dates, and partner quirks. Master it, and you unlock serious value and prestige.
Weekend Edition / Dear Ohad...
7 travelers. 1 terrible program. And 390,000 reasons to break up.
The $100K Mistake: How SMBs Waste Points Without a Strategy
Every year, small and mid-sized businesses (SMBs) quietly lose massive value by failing to manage their credit card points and travel rewards with intention. Not because they’re careless—because they’re busy.
Hotel Loyalty Unveiled • Day 5: Loyalty Psychology and the Future
Over the past few days, we exposed the costs, myths, and math behind hotel loyalty. But why, even knowing the truth, do travelers still chase elite status—spending more, sacrificing convenience, and twisting plans for marginal rewards?
Hotel Loyalty Unveiled • Day 4: The Numbers Game
After a few days of pulling back the curtain on loyalty myths, wasted spend, and the psychology of chasing elite status, it's time to get practical. How do the major hotel programs actually stack up when you run the numbers?
Hotel Loyalty Unveiled • Day 3: The Sucker’s Game
Hotel loyalty programs paint a seductive picture: luxurious suites, free breakfasts, late checkouts, VIP treatment, and the feeling that you’ve "made it." The reality, though, is often far less glamorous.
Hotel Loyalty Unveiled • Day 2: The Reality Behind Elite Status Perks
Yesterday, we explored how hotel loyalty programs hook you emotionally, building a cult-like following. Today, we shift gears to tackle the myths—those glossy promises of upgrades, free breakfasts, and VIP treatment that often don't survive first contact with reality.
Hotel Loyalty Unveiled • Day 1: The Cult of Loyalty Programs
Over the next five days, we'll explore the hidden engines that drive your loyalty obsession, the myths versus realities of elite perks, the sucker's game of chasing status, the hard math behind the numbers, and where hotel loyalty is headed.