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The Earn Engine: Why Businesses Need a Chief Points Officer

The Earn Engine: Why Businesses Need a Chief Points Officer

Your wallet is leaking millions you didn’t know you had. Every point your business earns is untapped profit - ignored, mismanaged, or wasted. A Chief Points Officer stops the drip, turning invisible loyalty into a weaponized engine for growth.

The Real Value of Your Airline Miles in Q4-2025 | Spoiler: Some Are Basically Monopoly Money

The Real Value of Your Airline Miles in Q4-2025 | Spoiler: Some Are Basically Monopoly Money

Your points balance is one thing. What you can do with those points today… that’s everything. In October 2025, there’s a chasm between airline programs that still deliver real value - and the ones that have quietly turned your “free” flights into Monopoly cheats.

Why Your Accountant Hates Your Points Strategy (And How to Make Them Your Biggest Fan)

Why Your Accountant Hates Your Points Strategy (And How to Make Them Your Biggest Fan)

Your accountant rolls their eyes every time you mention “points.” They’re imagining Excel chaos and IRS headaches - but here’s the truth: a smart points strategy is basically a free CFO-approved bonus if you know how to play it. Here’s how to make your accountant cheer 🧮+🎉+💼+✈️=💰

When Banks Go Wild: Why 100k Signup Bonuses Are Back + How to Grab Them Before They Vanish

When Banks Go Wild: Why 100k Signup Bonuses Are Back + How to Grab Them Before They Vanish

Banks are throwing 100k-plus points at anyone who can swipe fast enough - because lifetime value math says they’ll still win. Travel’s booming, competition’s cutthroat, and the window’s short. If you’ve got the spend, this is your moment to grab a six-figure haul before the issuers slam it shut.

Airlines Are Banks That Happen to Fly Planes

Airlines Are Banks That Happen to Fly Planes

Airlines aren’t in transport - they’re minting money. United sold $6B+ in miles to banks at ~1¢; you redeem at 2–5¢ while dynamic pricing and breakage pad profit. The planes are props. The real business? A spreadsheet that prints cash.

The $100 Avocado

The $100 Avocado

What Actually Happens When You Buy Groceries With a Credit Card | Or: A person walks into Trader Joe’s and pays $100 dollars with an American Express. Where does that money go? | Spoiler: Trader Joe’s does not get 100 dollars.

The Points Drain: Which Small and Medium Size Businesses Waste the Most (and Why)

The Points Drain: Which Small and Medium Size Businesses Waste the Most (and Why)

Small and Medium Businesses (SMBs) are bleeding 5-7 figures in lost award travel points and miles every year without knowing it. Wrong credit cards, bad redemptions, idle rewards. Meanwhile, competitors fly business class for free. Stop the points drain before your profit leaks at 35,000 feet.

Summer of 2025: Flex Point Dynamics

Strategy Saturday

Summer of 2025: Flex Point Dynamics

So many travelers think all points are equal. They are wrong. This August your Amex, Chase, Citi, CapOne, and BILT points don’t just earn differently - they play differently. Some unlock first class, others trap you in coach. The flex game isn’t fair. But it is winnable (if you know where to look)

The Lie of "2% Back"

The Lie of "2% Back"

Let’s be blunt: if you’re running a real business - spending $30K, $50K, or even $100K+ monthly - and still earning just 2% cashback, you’re not optimizing your returns. You’re opting out of value.