Up+ short courses to get you up to speed 🏁🏎💨
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Bankruptcy doesn’t automatically mean your points vanish - but it can. Sometimes you keep them, sometimes they get frozen, and sometimes they become the pettiest battleground of all. The truth? Whoever understands the rules walks away with the last laugh
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💔 Divorce is messy - but the real fight? Miles, points, and credit card rewards. Courts ignore them, lawyers forget them, and whoever holds the login wins. Don’t let your hard-earned points vanish while your ex flies first class on your rewards.
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You can stockpile miles like a dragon, but when you check out, the airlines don’t care. Some programs let heirs scoop the stash with a death certificate, others vaporize every point the second you’re gone. Here’s the darkly-funny fine-print of what really happens to your points when you die.
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Banks bet you’ll blink first. One late swipe, one fat balance, and the interest eats every mile. Keep the clock, keep the cash, keep the game tight - or watch your “free” flight turn into their profit center.
Return
Engineer every swipe into a profit center. The Advanced Multiplier Matrix maps each dollar of spend to the highest-earning card and promo, turning $10K, $100K, or even $1M a month into a double-digit points engine that compounds into millions in travel value - your ultimate Return on Spend.
Return
Turn every business dollar into a compounding travel asset • Map spend like an investor, anchor with powerhouse bonuses and redeem at hedge-fund precision • Stop leaving value on the table - build a travel portfolio that delivers double-digit Return on Spend, quarter after quarter.
Return
A clear, data-driven metric that reveals the true travel value of every business dollar. The UpNonStop RoS™ blends earning and redemption to show your precise return on spend - how each expense converts into measurable, first-class travel value and real financial gain.
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Every business spends. Few mine. Cashback caps you at 2%, but points (earned right) deliver 5–15% ROI. That’s $100K+ in travel from $1M spend. Multipliers, blended earn rates, and smart card strategy turn expenses into leverage. Stop settling for scraps. Start digging for gold.
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Most Businesses settle for 1.5% cashback: $200K spend for a $3K ticket. With optimized points at 4.2% earn and 1.35¢ value, the same flight costs ~$111K spend. That’s nearly half the outlay, turning travel from sunk cost into growth. UpNonStop makes every dollar do double duty.
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If everyone’s “winning,” who’s paying? Answer: the merchants and the suckers paying 19.99% APR | Or: Why Everyone Keeps Playing Even Though It’s a Rigged Game?
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Think airlines run the points game? Cute. The banks own the house, mint the chips, and set the odds. Every swipe funds the show: cheap miles bought in bulk, annual fees as cover charge, and interest as the trapdoor. Your “free” trip? A payout planned on their spreadsheet.
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Hotels don’t fly planes - they mint currency. Every swipe of a Hilton or Marriott card prints points sold to banks for cash, then redeemed for rooms that cost pennies. Your “free” night? Margin play. The buffet cost more. Dynamic pricing quietly taxes your balance. Burn fast or get devalued.