Up+ short courses to get you up to speed 🏁🏎💨
Return
Turn every business dollar into a compounding travel asset • Map spend like an investor, anchor with powerhouse bonuses and redeem at hedge-fund precision • Stop leaving value on the table - build a travel portfolio that delivers double-digit Return on Spend, quarter after quarter.
Return
A clear, data-driven metric that reveals the true travel value of every business dollar. The UpNonStop RoS™ blends earning and redemption to show your precise return on spend - how each expense converts into measurable, first-class travel value and real financial gain.
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Every business spends. Few mine. Cashback caps you at 2%, but points (earned right) deliver 5–15% ROI. That’s $100K+ in travel from $1M spend. Multipliers, blended earn rates, and smart card strategy turn expenses into leverage. Stop settling for scraps. Start digging for gold.
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Most Businesses settle for 1.5% cashback: $200K spend for a $3K ticket. With optimized points at 4.2% earn and 1.35¢ value, the same flight costs ~$111K spend. That’s nearly half the outlay, turning travel from sunk cost into growth. UpNonStop makes every dollar do double duty.
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If everyone’s “winning,” who’s paying? Answer: the merchants and the suckers paying 19.99% APR | Or: Why Everyone Keeps Playing Even Though It’s a Rigged Game?
Learn
Think airlines run the points game? Cute. The banks own the house, mint the chips, and set the odds. Every swipe funds the show: cheap miles bought in bulk, annual fees as cover charge, and interest as the trapdoor. Your “free” trip? A payout planned on their spreadsheet.
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Hotels don’t fly planes - they mint currency. Every swipe of a Hilton or Marriott card prints points sold to banks for cash, then redeemed for rooms that cost pennies. Your “free” night? Margin play. The buffet cost more. Dynamic pricing quietly taxes your balance. Burn fast or get devalued.
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Airlines aren’t in transport - they’re minting money. United sold $6B+ in miles to banks at ~1¢; you redeem at 2–5¢ while dynamic pricing and breakage pad profit. The planes are props. The real business? A spreadsheet that prints cash.
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What Actually Happens When You Buy Groceries With a Credit Card | Or: A person walks into Trader Joe’s and pays $100 dollars with an American Express. Where does that money go? | Spoiler: Trader Joe’s does not get 100 dollars.
Earn
Your credit card points aren’t a perk - they’re untapped profit. Most SMB owners treat them like icing, but smart owners use them like cash flow. We’ve helped businesses unlock $25K-$100K+ a year in value. You’re not overspending... you’re under-redeeming.
Earn
A Phoenix-based plumber was earning just 1.5% cash back on $80K/month in business spend - until he brought us in to unlock $40K+ in first-class flights and team retreats. No extra spend. No gimmicks. Just strategy. Here’s how he turned everyday expenses into luxury travel and loyalty.
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United just gutted MileagePlus—again. Higher status thresholds, fewer upgrade perks, and a nerfed Excursionist Perk. Loyalty programs aren’t rewarding you—they’re squeezing you. In 2025, flexibility beats loyalty. Play smart, not loyal. Here's why.